Retirement

If you’ve built a business or property portfolio you care about but no longer want to run day-to-day, we offer a solution that gives you the best of both worlds: a dignified exit, a secure future for your company, and ongoing income from your assets.

At HM-D Capital, we help UK business and property owners retire with confidence by taking over operational management of their companies and assets, while they continue to benefit financially.

Too many owners either:

Sell their business or property to buyers who don’t understand it,

Shut it down or sell off completely, or

Delay retirement because they can't find a trustworthy solution.

How to Retire from Your Business or Property Portfolio

A Retirement Plan That Respects What You’ve Built

Our approach is different.

We step in to manage your business with care and competence, while you:

Receive a structured passive income
Retain equity or profit-share, if you choose
Know your team and customers are in good hands

How It Works

A Simple 5-Step Transition Plan

Step 1: Discovery Call

We learn about your business, property, goals, and ideal exit timeline.

Step 2: Asset Assessment

We review key details and assess long-term sustainability and alignment.

Step 3: Tailored Agreement

We agree a management structure and outline your package.

Step 4: Transition Period

We work with you and your team to ensure continuity and confidence.

Step 5: Retirement Begins

You step back and start enjoying your time, with income arriving as agreed.

Why Business Owners Trust HM-D

Experienced Operators

Our team has managed properties and grown businesses across a range of sectors.

Human Approach

We treat your business and property like it matters, because it does. Staff, culture, and purpose are all part of the legacy.

Ethical Agreements

We operate transparently, with legal safeguards that protect both parties.

Long-Term View

We’re focused on sustainable, long-term stewardship.

Retire With Confidence

This model is ideal if you:

Are ready to retire but don’t want a rushed sale
Want to keep earning without the day-to-day stress.
Care about the future of your staff and company culture.
Need a trusted partner.

Not ready to exit entirely?

We provide flexibility where you can remain involved in a non-operational role or advisory capacity.

You’ve worked hard to build your business & property. We're here to take over the helm and start making your business work for you.